Home Affordability Calculator

🏠 Home Affordability Calculator

Find out how much house you can afford based on your income, debt, and other financial factors.

Adjust your income, expenses, and loan details to see both a recommended and maximum purchase budget.

Financial Details

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Your Home Budget

Recommended Home Price

$0
$0 per month
Monthly payment
$0
Est. closing costs
$0
% of income for housing
28%

Your recommended budget should be a comfortable fit within your overall finances. You should aim to keep housing expenses below 28% of your monthly gross income.

Maximum Purchase Budget

Maximum Home Price

$0
$0 per month
Maximum Budget Warning

This is the maximum amount lenders might approve based on your inputs. Spending this much may be an uncomfortable stretch for your budget (about 36% of your income).