Please read these terms carefully before using our financial calculators and services.
Last Updated: March 15, 2025
These Terms of Service (the "Terms") govern your access to and use of FinanceCalc's website, financial calculators, and blog content (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.
We may modify these Terms at any time. If we make changes, we will provide notice of such changes, such as by updating the "Last Updated" date at the top of these Terms. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.
FinanceCalc provides a variety of financial calculators designed to help users make informed financial decisions. Our Services include, but are not limited to:
Our Services are provided for informational and educational purposes only. They are not intended to provide legal, tax, investment, or financial advice. The calculators provide estimates based on the information you input and should not be considered as exact or guaranteed results.
Some features of our Services may require you to create an account. When you create an account, you must provide accurate and complete information. You are responsible for maintaining the security of your account, and you are fully responsible for all activities that occur under your account.
You must immediately notify us of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this section.
You agree not to:
All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are the exclusive property of FinanceCalc, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except:
Our Services may allow you to input financial data, save calculations, and in some cases comment on blog posts or participate in forums. You retain ownership of all such content you submit, post, display, or otherwise make available on our Services.
By providing any content on our Services, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise use such content in connection with providing and improving our Services.
You represent and warrant that you own or control all rights in and to the content you provide, and that such content does not violate these Terms or any applicable law.
YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
FINANCECALC MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE, OR TOOLS PROVIDED ON OR THROUGH THE USE OF THE SERVICES, OR ABOUT THE RESULTS OBTAINED FROM USING THE SERVICES.
THE FINANCIAL CALCULATORS PROVIDED THROUGH OUR SERVICES PROVIDE ESTIMATES BASED ON THE INFORMATION YOU INPUT. ACTUAL RESULTS MAY VARY, AND WE DO NOT GUARANTEE THE ACCURACY OF ANY CALCULATION OR PROJECTION.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FINANCECALC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SERVICES.
You agree to defend, indemnify, and hold harmless FinanceCalc, its affiliates, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.
These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the United States and the State of Massachusetts, without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the State of Massachusetts, in each case located in the City of Boston. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
We may terminate or suspend your access to all or part of our Services, without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.
These Terms constitute the entire agreement between you and FinanceCalc regarding our Services. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of FinanceCalc.
Questions about the Terms of Service should be sent to us at:
Email: nbirhanu80@gmail.com