Privacy Policy

Introduction

At FinanceCalc, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, use our financial calculators, or interact with our blog content.

By using our services, you agree to the collection and use of information in accordance with this policy. We use your data to provide and improve our services. We will not use or share your information with anyone except as described in this Privacy Policy.

Information We Collect

Information You Provide

When using our financial calculators, you may provide information such as:

• Income and expense figures
• Loan amounts and interest rates
• Investment contribution amounts
• Retirement planning parameters
• Contact information if you sign up for our newsletter

This information is used solely to generate accurate calculator results and, when explicitly authorized by you, to save your calculations for future reference.

Information Collected Automatically

When you visit our website, we automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Pages visited and time spent on those pages
• Access times and dates
• Unique device identifiers

This information helps us understand how visitors use our site, identify areas for improvement, and enhance user experience.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service, such as saving calculator settings.

How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and maintaining our financial calculators and blog services
• Improving and personalizing user experience
• Analyzing usage patterns to enhance our tools
• Developing new features and calculators
• Communicating with you, including sending newsletters if you've opted in
• Protecting against unauthorized access to user accounts

Data Security

The security of your data is important to us. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

For financial calculator inputs specifically, we:

• Process calculations securely in your browser when possible
• Encrypt any data transmitted to our servers
• Do not store detailed financial information unless you explicitly save your calculations
• Automatically anonymize saved calculations after 90 days of inactivity

Data Sharing

We do not sell, trade, or rent your personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners and advertisers for the purposes outlined above.

We may use third-party service providers to help us operate our website, conduct our business, or provide services to you. These parties are authorized to use your personal information only as necessary to provide these services to us, and they are required to maintain the confidentiality of your information.

Third-Party Websites

Our website contains links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children's Privacy

Our services are not intended for use by children under the age of 16. We do not knowingly collect personally identifiable information from children under 16. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

Your Rights

Depending on your location, you may have certain rights regarding your personal data, including:

• The right to access personal data we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to restrict or object to processing
• The right to data portability
• The right to withdraw consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

California Privacy Rights

If you are a California resident, you have the right to request information regarding the disclosure of your personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information provided in the "Contact Us" section.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: nbirhanu80@gmail.com
• By visiting the contact page on our website: Contact Us